Insurance

About Willis/HRH - AYSO's Insurance Broker

Willis/HRH is the insurance broker of record for the American Youth Soccer Organization. Willis/HRH is the nation's third largest insurance broker.

Soccer Accident Insurance (SAI)

AYSO purchases Soccer Accident Insurance (SAI), which pays excess medical costs up to $50,000 maximum per accident to an insured person for accidental bodily injuries incurred as a direct result of participation in a covered activity. This is an Excess Accidental Medical Expense Benefit, and all eligible expenses will be reimbursed in excess of a primary policy or on a Usual and Customary basis.

• All claims must be submitted within 90 days of the injury.
• Each claim is subject to a $200 Deductible.
• Social Security Numbers required on SAI claim.

All AYSO currently registered* members (players, coaches, referees and other volunteers) are "Covered Persons" for accidental bodily injury while participating in the following covered activities:

• Team practice sessions, scheduled games, tournaments, or other sponsored activities (meetings, banquets, fundraisers) provided they are under the direct supervision of an AYSO registered volunteer.
• Group travel of five or more participants directly, without interruption to or from such practice sessions, games, tournaments, or sponsored activities, provided that players are traveling as a team and a licensed adult driver operates the vehicle.

*Registration requirements will be verified before any benefits are paid.

SAI Claim Forms & Brochures

General Liability

AYSO carries a General Liability and the policy period is July 1 through June 30 of the next year.

Who is covered: The Organization, its Directors, Officers, field owners, employees and volunteers for injuries or damages the Organization becomes legally obligated to pay, including applicable legal costs for defense.

Coverage is provided for:

• Participant injury
• Spectator injury
• Property damage liability
• Volunteer injury
• Activities necessary and incidental to the conduct of games or practices
• Sponsored functions, including meetings, banquets and fundraisers

Notable Exclusions

• Golf Cart Liability
• Fireworks (sale or detonation)
• Amusement Devices (specifically excludes bounce houses and climbing walls, but also excludes carnival-type rides in general)

AYSO Regional Equipment Insurance Program

This coverage is for loss or damage to regional equipment due to fire, vandalism or other specified causes (subject to actual policy terms and conditions.) Note: this is a completely voluntary program for any region who wishes to participate and pay for this coverage directly from regional funds. Download the application for more information.

Insurance Forms

Contact

If for any reason you have a problem or concern about your insurance program, please do not hesitate to contact the NSTC at 800-872-2976 or insuranceclaims@ayso.org.